Why believe power loss causes head crashes? I am not saying this. Disk drive manufacturers said this even before PCs existed. Power loss does not cause head crashes - except when knowledge comes from hearsay and wild speculation. All power offs (intentional or unexpected) are same to disk drive hardware. No disk drive is told that power will be removed. All disk drives learn about a power outage when voltage starts dropping.
Either you have a power strip (protector or non-protector type). Or you have a UPS. I have no idea what a 'system saver' is. However if I want to manipulate the naive, then that subjective expression is a good start. If it really 'saves a system', then you have numbers (specifications) that define each 'saving' function. Any knowledge from subjective reasoning (ie Listerene kills germs) is best suspect as a scam. Either it is a power strip or it is a UPS. Two completely different devices that do completely different tasks. Which is it?
Which surge do you want to protect from? A surge on a USB port is caused by too much current (ie more than a half amp). A surge that is reported by the motherboard is a low voltage. A surge that is power restoration is a slowly increasing voltage. The term 'surge' is a vague and subjective expression. Also undefined by technical definition. Even a brownout is marketed as a surge. Some surge protectors are for protecting from a missing safety ground. One might sell a surge protector to protect from moon dust - although I have never seen that one advertised.
Assume you want to protect from a surge called lightning. Nothing inside your building protects from that. Damage due to direct lightning strikes is traceable to human failure. Some numbers. That surge is maybe hundreds of thousands of joules. How many joules does your 'system saver' claim to absorb? Hundreds? How does that system saver protection from a surge that is hundreds of thousands of joules? That is the point. They are not marketing it to consumers who always demand spec numbers.
No useful soundbyte answers exist. Most surges are made irrelevant by robust protection already inside every household appliance. Many who recommend will forget to mention that best and existing protection. Your concern is a rare surge (ie lightning) that can overwhelm that robust protection. Lightning must be connected to earth BEFORE entering a building. Failure to install that solution is a classic example of damage directly traceable to a human mistake. For over 100 years, this type protection has been routine in any facility that cannot have damage. That 'whole house' solution should also be installed in your location for about $1 per protected appliance. Protect from a potentially destructive 'surge' that may occur once every seven years.
How many discussed that seven years or any other above numbers? So again, which anomaly do you want to protect from? Floating ground, harmonics, frequency variation, open neutral, EMI/EMC/RFI, ground loop, brownout, spikes, a massive longitudinal mode current, high voltage, power factor, etc. Nothing protects from all. No useful soundbyte answer exists. An anomaly must be defined before it an be averted or solved.