I haven't had any issues formatting and writing HD (High Density/1.4/1.44MB) floppies in the versions of Mac OS you've listed with a USB floppy drive. If the drive can read and write MS-DOS formatted HD disks, it can read and write HFS (Mac OS Standard) HD disks in 9.2.2 or 10.4.x. Make sure to format the disks as HFS/Standard and not HFS+/Extended for compatibility with systems prior to Mac OS 8.
Mac OS X up to 10.5.8 includes full read, write, and format capabilities for HFS/Standard HD floppy disks.