I was perhaps a little elliptical. Essentially, no more to do than switch on. No floppy to insert. No floppy to curse. Your points about cost and mechanics are real, as also is the convenience (and storage capacity) of an HD 20. ROMs and INIT. have to be attended, of course, but that is part and parcel of the 'technological advance' represented by the HD 20. When my Dove SCSI card arrives I shall be able to compare the two storage devices for convenience and utility with my 512Ke/2MB.
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